Motor Insurance Carrier Statements

Ordinarily, a few days after a car crash, you will be called by an insurance adjuster representing the other driver’s insurance firm. The adjuster will request you to consent to a recorded statement. Once you consent, they’ll proceed to ask all kinds of questions regarding the circumstances surrounding the accident, your personal injuries, the medical care you might have received as well as the nature of your claim. Even though they often sound harmless at the moment, these types of questions have typically been established by major insurance carriers with years of practical experience and so are intended to minimize their exposure and, therefore, lower your recovery. They are not tailored to help you and often lead to significant trouble for your claim.

The insurance company for the opposing motorist does not have the legal right to demand a recorded statement from you and you are under no duty or obligation to supply one. A qualified personal injury lawyer will often advise that clients not give these recorded statements before they have spoken with the attorney and the lawyer is with them when the recorded statement is taken. The motives for this are straightforward. Very little good will come from giving a recorded statement to the other party’s insurance adjuster, but negative things can happen. You could inadvertently leave out an important piece of information; you may neglect to mention some personal injury which you are suffering from; or, your personal injury may not have manifested itself as of yet; maybe you might even unintentionally agree with some point that is wrong. In the future, the insurance company may use your recorded statement against you.

Another consideration is: if you are going to voluntarily give a recorded statement, isn’t it only reasonable that your lawyers, be permitted to take the other motorist’s statement as well? Occasionally, the attorney will consent to a recorded statement however only if the insurance company does the same by making their insured readily available so the legal representative can question them as well. The insurance carriers often decline this offer, telling tribute to just how harmful these statements may be.

Don’t be unclear, however, about who it is asking for the information. You certainly do have an obligation to cooperate with your own insurance carrier. After a vehicle crash, you need to straight away contact your agent or your insurance provider and report the incident. Your insurance company has a right to investigate the accident, which investigation may include getting a recorded statement from you with regards to the circumstances surrounding the incident. Your insurance policy, which is an agreement between you and your insurance company, requires you to cooperate with them in a acceptable manner.

If you were injured in a car accident, get in touch with an excellent personal injury attorney in Columbus for a free preliminary discussion before agreeing to offer a recorded statement.

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Car and Truck Collision Law Firms in Columbus GA might be able to get you the compensation you deserve.

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