Recorded Statements To Auto Insurance Companies

Ordinarily, several days after having a motor vehicle accident, you’re called by an auto insurance adjuster representing the other motorist’s insurance provider. The adjuster is likely to ask you to consent to a recorded statement. If you consent, they’ll proceed to ask a number of questions regarding the circumstances surrounding the wreck, your personal injuries, the health care you have been given as well as the nature of your claim. Although they will often sound ordinary right at that moment, all these questions have normally been developed by big insurance firms with years of experience and are generally meant to minimize their exposure and, as a result, lower your recovery. They may not be tailored to help you and frequently lead to considerable trouble for your claim.

The insurance carrier for the other motorist does not have the legal right to require a recorded statement from you and you’re under no duty or obligation to provide one. An experienced personal injury law firm will most likely advise that clients don’t provide these recorded statements before they have consulted with the lawyer and the attorney is present at the time the recorded statement is given. The reasons for this are simple. Very little good can come out of giving a recorded statement to the other party’s insurance adjuster, yet negative things can happen. You could accidentally exclude an important detail; you may forget to refer to some personal injury which you’re experiencing; or, your injuries might not have manifested itself as of yet; you may even unintentionally accept some simple fact that is incorrect. Subsequently, the insurance company will probably use your recorded statement against you.

An additional thing to consider is: if you are intending to voluntarily offer a recorded statement, don’t you think it’s only reasonable that your lawyers, be permitted to have the other driver’s statement too? Sometimes, the lawyer will consent to a recorded statement although as long as the insurance company reciprocates by making their client readily available so the legal representative can question him/her as well. The insurance firms often decline this offer, demonstrating just how damaging these statements can be.

Avoid getting unclear, however, about who is asking for the information. You definitely do have a duty to cooperate with your own insurance carrier. Following an automobile accident, you should quickly speak to your agent or your insurance firm and report the incident. Your insurance provider has a right to investigate the accident, which investigation can sometimes include getting a recorded statement from you concerning the circumstances surrounding the crash. Your insurance cover, which is a binding agreement between you and your insurance provider, obligates you to cooperate with them in a acceptable manner.

If you have been injured in an automobile accident, get in touch with an excellent lawyer in Bibb County Georgia for a free initial discussion before agreeing to provide a recorded statement.

Contact a Personal Injury Attorney in Macon immediately if you have been hurt by a car wreck.

An Auto Accident Law Firm in Macon could be able to help get you the compensation that’s rightfully yours.

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