Why You Should Still Consult A Road Accident Solicitor

A driver who is injured in a road accident that is not his or her fault is not obliged to claim through a road accident solicitor in order to recover compensation for their injury, financial losses, expenses or car damage. He or she does have the option of deciding to accept a settlement offered by the insurers acting on the liable party’s behalf. For the third party’s insurer, this is obviously beneficial, because settling claims early eliminates their spending on legal fees. However, unless the driver consults a road accident solicitor before deciding whether or not to accept the settlement, he or she will never be certain that they are getting a fair deal.

At the end of April this year, a new process for handling road accident claims worth between £1,000 and £10,000 was introduced. To put that into perspective: that’s 80% of all road traffic accident claims. The new system includes an electronic information sharing portal to allow the road accident solicitor and the insurance company to share information and to avoid duplication or time wasting. Furthermore, the system also introduces strict time limits in which the claim must be handled.

The new system had at its heart the aim of streamlining the existing process so that accident victims would rest assured that their claim would be sorted out as quickly as possible and insurance company spending on legal fees would be reduced. Getting payouts to the victims who were relying on the money as quickly as possible was the main priority. But road accident solicitors are warning consumers that whilst the process appears to have been simplified, it is now more important than ever to hire a road accident solicitor to ensure that consumers get a fair deal.

Many commentators claim that the new system has brought about an increase in an old tactic practised by insurance companies. The Insurance companies acting for the liable driver contact the claimant offering early settlement of their claim. Often the companies cite the costly legal fees and lengthy process involved in claiming with the help of a road accident solicitor and try to encourage consumers to accept early settlements. However, the insurance companies are not necessarily offering as high a settlement as might be achieved with a road accident solicitor. Therefore, now as much as ever before, it is important to consult a road accident solicitor.

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